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Maybe not enough to make a difference. Calculate accumulated interest on a loan or deposit. While this won't be a perfect guide, it will get you started.

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When she quit her job to go back to school, Instead of an allowance, I'd pretty much just give her whatever money she asked for, and she in turn tried not to ask for too much and, on her own initiative, tried to do her best to contribute when she can and in other ways. Rising interest rates are horrid. In both instances, there is a twilight when everything remains seemingly unchanged. Never bought a house and have some questions Thanks for all the info.

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In that regard it is always a good idea to be somewhat conservative even if you have a 30 year investment horizon.

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