Center for International Programs - Semester/Year Abroad

Medical Insurance

Semester & Year-Long Study Abroad

All students participating in a Saint Joseph’s University study abroad program are required to have health insurance with international coverage.  The insurance must be valid for the duration of the student’s studies abroad and must cover the following points (at minimum):

  • Provisions for pre-existing conditions
  • Coverage for mental and nervous disorders of at least $5,000
  • Overall medical benefits of at least $100,000
  • Emergency Evacuation benefits of at least $50,000
  • Repatriation of Remains benefits of at least $10,000

Students participating in a semester or academic year abroad, and those going on a non-SJU summer or winter program, have several options for maintaining health insurance coverage while abroad:

  • Health insurance coverage through the program into which the student has been accepted (not always applicable!), or
  • Family-plan insurance, or
  • The Student Injury and Sickness Insurance Plan offered through Saint Joseph’s University, orShort-term insurance purchased through a provider that specializes in coverage for students of U.S. institutions while abroad. 
  • Once the student has determined which option(s) above apply to them, they will be asked to complete a Certification of Medical Insurance Coverage form and provide proof of that coverage.

SJU Faculty-led Study Tours & Summer Programs

With regards to SJU faculty-led Study Tours and Summer Programs, the insurance premium for HTH Worldwide insurance is built directly into the program fee and includes emergency medical insurance and natural disaster and political evacuation coverage.  Students will receive additional information about their HTH Worldwide coverage prior to departure.  Please note that students may NOT opt out of this coverage.