Campus Resources

Office of Financial Assistance

Apply for Financial Aid

To complete the Free Application for Federal Student Aid go to the FAFSA website.

  • New for the 2012-13 Aid Year FAFSA:  When filling out the FAFSA you will be prompted to link to the IRS website, which will display your tax information and give you the option of transferring the data to your FAFSA. We recommend taking advantage of the IRS Data Retrieval option if you and/or your parents have filed your 2011 taxes prior to completing the FAFSA.  If you are selected for verification and opted out of the IRS Data Retrieval process, you will have to submit an IRS tax transcript directly from the IRS to complete the federal verification process.

  • **The IRS Data Retrieval option will not be available until February 1, 2012.

To accept aid online via MySJU:

  1. Log into MYSJU
  2. Select the School Services Tab
  3. Under Administrative Services, choose the Financial Aid Folder; Award Folder; Award by Aid Year
  4. Select the 2012-2013 Aid Year, if this is the first time you are logging into the 2012-2013 aid year, you are required to answer the Cash Management Statement.
  5. Once you answer and submit, the Award Offer tab will be available
  6. Select the Award Offer tab
  7. From here, please accept the desired aid and submit
  8. If you have questions, there is a comment box provided. Please type a message to your Financial Assistance Specialist and submit.

To view required documents for Federal Verification:

  • Log into MYSJU
  • Select the School Services Tab
  • Under Administrative Services, choose the Financial Aid Folder; Eligibility Folder; Student Requirements
  • Select the 2012-2013 Aid Year
  • Please submit signed documents within 45 business days by mail or fax at 610-660-1342.

For new student borrowers who are accepting Federal Stafford Loans for 2012-2013:

  • Go to https://studentloans.gov/myDirectLoan/index.action and log into Manage My Direct Loan.
  • The four digit pin number used to electronically sign your FAFSA will be your electronic signature.
  • Complete Entrance Loan Counseling
  • Sign a Master Promissory Note
  • These online forms MUST be completed to receive Stafford funds even if you have a promissory note on file with a previous lender.

To calculate the amount needed for a Parent PLUS loan or alternative loan:

  • Take the Cost of Attendance (COA) figure listed on mySJU under the Award Overview tab
  • Subtract total accepted grants, scholarships and federal student loans
  • Do not include work study funds in this calculation. Funds are paid directly to students as earned.
  • This figure is your "out of pocket" expenses that you may choose to finance.
  • Apply for the Parent PLUS loan at https://studentloans.gov/myDirectLoan/index.action and log into Manage My Direct Loan.
  • Students must research and choose a lender for alternative loans, then notify their Financial Aid Specialist once the funds are approved.

 Financing Options

TMS Monthly Installment Plan

www.afford.com/sju

For Payment

http://www.sju.edu/int/resources/studentservices/payment/index.html

Loan Options

Direct Lending Stafford Master Promissory Note (log into Manage my Direct Loan)

Direct Lending Stafford Entrance Counseling

Direct Lending Stafford Exit Counseling

Direct Lending Parent PLUS Master Promissory Note (log inot Manage my Direct Loan)

Private Alternative Loans

It is not Saint Joseph´s University´s practice to recommend a specific lender. Each student/parent has the right to select a lender of their choice. It is your responsibility to inform the Office of Financial Assistance of your choice. For your convenience listed below is information for lenders other students have used in prior years.

CitiAssist: www.studentloan.com
1-800-967-2400

Citizens Bank Trufit Student Loan: www.citizensbank.com/trufitstudentloan/
1-800-708-6684

DEXSTA Federal Credit Union: https://www.dexsta.com/education.php
1-302-571-0522 ext. 879

Discover Student Loans: http://www.discoverstudentloans.com/
1-877-728-3030

New Jersey Class: www.hesaa.org
1-800-792-8670

PNC: www.pnconcampus.com
1-800-762-1001

Sallie Mae Smart Option Loan: www.salliemae.com
1-800-695-3317

Student Funding Group: http://stufund.com/smrtoptionloan
1-866-812-0557

Sun Trust: www.suntrusteducation.com/academicanswer
1-866-763-6350

Wells Fargo: www.wellsfargo.com/student/
1-800-658-3567