Financial Affairs 

Payment Policies

Tuition and fees are payable by the tuition due date each semester. For students who register after the semester's tuition due date, payment is due in full at the time of registration. All documentation applicable to the payment of tuition must be submitted prior to the tuition due date or at the time of registration (i.e. TMS Payment Plan Enrollment, Employer Deferral Application, proof of scholarships that have not yet been received by the university, etc.). A late payment fee is assessed to all students each semester who (1) have not paid in full or (2) have not provided the appropriate paperwork listed above.

Any and all prior financial obligations owed to the university must be paid in full before registration will be permitted for any new semester or session. Student accounts that are not resolved by the end of the semester will be placed with a collection agency. The student will be responsible for all collection costs. Tuition and Fees are subject to change by the Saint Joseph's University Board of Trustees.

Returned Checks

Checks returned by the bank unpaid will result in a $40.00 per check service charge. Failure to make prompt payment for returned checks may result in your current registration being cancelled, denial of future registration, reporting of your account to a collection agency and/or legal proceedings.

Refund Policy

Students who officially withdraw from the University or withdraw from class(es) may be eligible for a refund. The amount of the tuition refund is based upon the amount of tuition assessed and the date of official withdraw. (See withdraw policies in the University catalog for more details.) Students must officially withdraw in writing through the SSC to be eligible for any refund.

Refund Schedule

The following schedule applies to the Fall and Spring semesters. For actual dates and amounts for the current semester, please click here.

No refund thereafter.

Tuition refunds for Summer sessions are pro-rated based upon the official withdrawal and the portion of the session elapsed. For actual dates and amounts for the current semester, please click here.

Refunds for students with financial aid may differ from the established refund policy of the University. Consult the Financial Aid Office for further information. Refunds for students leaving the residence halls are based on the daily rate charge. Board plan refunds are calculated on the portion prorated based upon the official withdrawal date and the portion of the session elapsed. Refund checks to students for tuition will be issued thirty (30) days after withdrawal. All refunds are based upon the cost of the course, not on the amount paid. 

Tuition Appeal Process

In extraordinary circumstances, such as serious illness or injury, when a student is forced to stop attending classes prior to the time when they submit their withdrawal to the university, an appeal may be made to the Student Accounts Committee requesting special consideration. Students must be withdrawn from the course before submitting the appeal. Appeal requests must be accompanied with a copy of all documents supporting the appeal. Because tuition is always due prior to the semester starting, all tuition and fees must be paid in full before exceptional refund requests will be considered. All information you would like considered by the committee should be submitted at one time. A decision will be sent in writing to the address you provide in your appeal.

Please click here to submit a tuition appeal.

Tuition Refund Insurance Policy

As a supplement to the University Refund Policy, we are pleased to offer an insurance program, The Tuition Refund Plan (TRP) through A.W.G. Dewar, Inc.

This Plan complements the refund schedule and provides more generous refunds throughout the entire term. If you withdraw from classes due to a covered personal illness or accident, this Plan will return 75% of your insured tuition and fees. Enrollment forms with complete details are mailed to students in the summer. Application may also be completed online. The TRP provides coverage (according to the terms of the policy) for tuition, room and meal charges. Benefits under the Tuition Refund Plan can provide a valuable resource for students who need to withdraw for medical reasons.

Please contact A.W.G. Dewar, Inc., at (617) 774-1555 or you can access their website at www.collegerefund.com for more information or to apply.