Financial Aid FAQs
1. Which forms do I need to complete for Financial Aid at SJU?
The only required form for financial assistance is the Free Application for Federal Student Aid (FAFSA). Saint Joseph's University's school code is 003367.
2. Do you require the CSS Profile?
3. When will I receive my financial aid award from SJU?
Financial aid awards are released online on your SJU Admission Account. Fall Semester admitted students can view their award beginning mid-January. Spring Semester admitted students can view their package at the end of October.
4. When must I accept or decline my financial aid award?
For students who have submitted their enrollment deposit, you must accept/decline your award on The Nest. Freshmen must accept/decline by May 1; Transfer students are on a rolling basis.
5. Do I need to complete an additional application for state grants?
- If you live in Pennsylvania and have filed the FAFSA, you must also file the Pennsylvania State Grant Form by May 1.
- If you live out of state, please contact your state Department of Higher Education for grant information.
- For a complete state listing, please go to the U.S. Department of Education´s database
6. What are the main differences between a PLUS loan and an alternative loan?
The PLUS loan is in the parents´ name and payment usually starts after the second disbursement. Upon request, payment deferment privileges may be available with some restrictions. The alternative loan is a student loan with a cosigner with repayment starting six months after graduation.
7. What is Federal work study?
Work study positions are typically office jobs on campus. Students will be paid directly by the University every two weeks. Work study funds will not be deducted from your University bill. You will be notified of job availability via your SJU email about two weeks before the start of the semester if you have accepted work study on your Award Acknowledgement Form. Read more about the Federal work study process here.
8. How do I know if I am eligible for work study?
Work study eligibility is determined by the FAFSA. If you are eligible, it will appear on your financial aid award.
9. Why is my PHEAA State Grant not appearing on my invoice?
PHEAA State Grants will be credited to accounts around the first weeks of the semester. Please refer to the back of your University bill for instructions on pending aid.
10. What is the tuition and room and board at Saint Joseph's University?
Please reference our most up to date undergraduate tuition and room and board.
11. Is my merit scholarship subject to negotiation?
Merit scholarships are non-negotiable. After completing the FAFSA and receiving the full financial aid award, there is an appeals process for special circumstances, i.e. death of a wage earner, extenuating medical expenses not covered by insurance, or unemployment.
12. Is there a way to communicate special circumstances and request additional funding from SJU?
Saint Joseph's University strives to offer families the best financial aid packages possible within the limitations of federal financial aid funding levels and our institutional student financial aid budget. If you or your parents have experienced loss of income/unemployment, death of a wage earner or significant medical expense not covered by insurance within the past twelve months, please contact your admission and financial aid counselor.