Financial Aid at Saint Joseph's University
Education is an investment in the future. A Saint Joseph's education is an investment in an ever-changing future. No matter how the world changes, the job market shifts, or personal and professional goals develop with time, we'll give you the skills, confidence, resilience and foundation to be successful — in work and in life. We know our approach works, and we want to make it available to all qualified students. That's why we work closely with individuals and families to find the right financing options, offer scholarship and aid opportunities, and host financial wellness programs for students and parents. We were also recognized by Washington Monthly's 2021 College Rankings, which evaluates institutions based on their contribution to the public good in three categories: social mobility, research and promoting public service.
How to Apply
Students or families seeking consideration for need-based and non-need-based federal aid or need-based state and institutional aid should submit the FAFSA (Free Application for Federal Student Aid). Saint Joseph’s University's school code is 003367.
FAFSA forms become available at fafsa.gov for the next school year starting on October 1.
To receive federal aid, you must be enrolled in a degree or Title IV approved certificate program and be a U.S. citizen or permanent resident. If you are a male between the ages of 18-25, you must also be registered with Selective Service.
Financial Aid Process
All prospective students need to fill out the FAFSA to be considered for financial aid beyond merit scholarships.
Financial Aid Policies, Refunds and Forms
See the University's policies related financial aid, learn about how disbursements and refunds work, and access the forms you need to complete the aid process.
Learn how to make sound financial decisions with the HawkCent$ financial wellness program. Attend interactive, one-hour workshops throughout the academic year (dinner provided!), prize give-aways. Please register to attend in advance!
Please see below for upcoming HawkCent$ workshops:
- October 5, 2022, 4:30-5:30 p.m., Doyle Banquet Hall South (Campion): Why Your FICO Score is Just as Important as Your GPA Session will cover how your credit score is determined, how to achieve good credit and pitfalls to avoid.
- November 7, 2022, 5:00-6:00 p.m., Doyle Banquet Hall South (Campion): Suffering From Student Loan Confusion Syndrome? Session will cover loan repayment strategies, the Public Service Loan Forgiveness Program and the new Biden Loan Debt Relief Initiative.
- December 1, 2022, 4:00-5:00 p.m., North Lounge (Campion): Crypto Currency & the Beginning Investor. Presented by Professor Todd Erkis, Haub School of Business.
- January 25, 2023, 4:00-5:00 p.m. Doyle Banquet Hall South (Campion). Your Financial Life After College. Session will cover topics including: estimating your take-home pay, monthly budgeting, cost of living comparison, understanding employer benefits, retirement/health insurance/comparing job offers). Presented by Professor Todd Erkis, Haub School of Business.
- February 23, 2023, 4:30-5:30 p.m., Doyle Banquet Hall South (Campion): How to Save a Dollar When You Don't Have a Dime to Spare. Session will cover how to tap into free stuff as a college student, researching outside scholarships, financial life hacks and basic principles of saving.
- March 20, 2023, 4:00-5:00 p.m., Doyle Banquet Hall South (Campion): The Psychology of Spending & Investing. Presented by Professor Todd Erkis, Haub School of Business. Register to Attend
Past workshop topics are listed below:
- October 2021: Why Building Good Credit is Just as Important as Accumulating Credits in College!
- November 2021: Keeping your NEST in order! Building and Maintaining Your Budget
- December 2021: Where to Nest? Hawk Hill or Off-Campus Housing: financial considerations to weigh and tips to help in your decision-making process
- January 2022: The Basics of Banking & Avoiding Identity Theft
- February 2022: Building a Solid Investment Portfolio for Those Just Starting Out presented by Professor Todd Erkis, FSA, CERA, MAAA, Haub School of Business)
- March 2022: Managing Your Student Loan Debt & Researching Outside Scholarships
Saint Joseph’s Financial Aid Office is proud to offer iGrad to our community, a best-in-class online resource for your continued financial wellness journey. Part of our mission as an office is to help college students prepare for their financial futures. With your iGrad membership, you will be able to take advantage of features such as:
- Building and maintaining good credit
- Money management
- Simple budgeting tools
- Student loan and debt management
- Salary, debt-to-income, loan payroll and other calculators
Take advantage of this benefit and join us in our efforts to make sure every Hawk lives a financially healthy life during their time at Saint Joseph’s and beyond.
The Consumer Financial Protection Bureau website that helps you find financial products and services — whether you are applying for a mortgage, choosing among credit cards or using any number of other consumer financial products.
Benefits for Veterans & Military
Under the Post-9/11 GI Bill, tuition is waived for veterans (and their family members) who have accumulated at least 36 months of aggregate service since September 11, 2011, and for discharges with a service-connected disability after 30 days. Anyone who has served 90 days–36 months is eligible for a partial-tuition waiver.
Saint Joseph's University is a participating Yellow Ribbon School. Those that served 89 days-36 months may be eligible to have all or part of their tuition covered between the VA and Saint Joseph's University under the Yellow Ribbon Program.
If you need assistance or support during your application process or time at Saint Joseph's, contact the Saint Joseph’s University Office of Veterans Services
Establish an account on the GI Bill® Website. GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by VA is available at the official U.S. government website at www.benefits.va.gov/gibill, or by calling 888-422-4551
If you are eligible for benefits, request a Certificate of Eligibility
Once received, email your Certificate of Eligibility to Michael Maloney, VA Certifying Official for Saint Joseph’s University, at firstname.lastname@example.org.
Learn more about your VA education benefits:
- Post 9/11 GI Bill — Veteran and Dependent (Chapter 33)
- Montgomery GI Bill — Active Duty (MGIB-AD/Chapter 30) and Montgomery GI Bill — Selected Reserve and Educational Assistance Program (MGIB-SR/REAP/Chapter 1606/7)
- Survivors and Dependents Assistance (Chapter 33/35)
- Vocational Rehabilitation and Employment for Veterans (VOC-REHAB/Chapter 31)
Saint Joseph's strives to make the admission process understandable, by working with students and families each step of the way. Get started on your application, find your counselor, or set up a visit today.
Saint Joseph’s offers scholarships to incoming and current undergraduate students. Eligibility is auto-renewed for most, but others require a separate application. Many graduate programs also offer scholarships.
Tuition and Costs
Tuition and Costs
For the 2022-2023 academic year, undergraduate tuition is $49,410. Costs for graduate study and online and adult learning courses vary according to the program.
We know the financial aid process can be challenging. We're here to help.
- Financial Aid Office | Tel:610-660-2500
- Office of Student Accounts | Tel:610-660-2400
- Admission & Financial Aid Counselor (freshmen/transfers only) | Tel: 610-660-1300
- Federal Direct Loan Servicing: 800-848-0979
- Federal Direct Plus Loan Applicant Services Dept.: 800-848-0979